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0010 – LEGALS

0010 – LEGALS

COMMISSIONER’S SALE – NOTICE

OF DEFAULT AND FORECLOSURE SALE

6230 Allmondsville Road

Gloucester, Virginia 23061

NOTICE OF DEFAULT AND FORECLOSURE SALE, made this 13th day of October 2026, by Richard A. Lash, Foreclosure Commissioner:

WHEREAS, on July 26, 2010, a certain Deed of Trust was executed by Frances R. Patterson and Dennis A. Patterson as grantors in favor of Metlife Home Loans, a Division of MetLife Bank, N.A. as beneficiary and Shuttleworth, Ruloff, Swain, Haddad & Morecock PC as trustee, and was recorded on July 30, 2010, as Instrument No. 100003446 in the Land Records of Gloucester County, Virginia; and

WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the “Secretary” or “HUD”) pursuant to the National Housing Act for the purpose of providing single family housing; and

WHEREAS, the beneficial interest in the Deed of Trust is now owned by the Secretary, pursuant to an assignment dated July 28, 2015, and recorded on August 28, 2015 as Instrument No. 150003810 in the office of the Land Records of Gloucester County, Virginia; and

WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust due to violation of 9(a)(i): A Borrower dies and the Property is not the principal residence of at least one surviving borrower; and

WHEREAS, the entire amount delinquent as of September 14, 2026 is $974,287.09; and

WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable;

NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of Buonassissi, Henning & Lash, P.C. as Foreclosure Commissioner, recorded on January 31, 2025 as Instrument No. 250000390, notice is hereby given that on November 11, 2026 at 4:00 PM local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder:

Commonly known as: 6230 Allmondsville Road, Gloucester, VA 23061.

The Land referred to herein below is situated in the County of Gloucester, State of Virginia, and is described as follows:

PARCEL ONE:

All that certain tract, piece or parcel of land, situate, lying and being in the Petsworth Magisterial District, near Cappahosic, in the County of Gloucester, State of Virginia, containing 1.196 acres, more or less, fronting 90 feet on the Southwest side of State Highway known as Rt. No. 662 and bounded on the Southwest by the low water mark of York River, shown and designated as Tract B, on that certain map or plat dated June 04, 1973, made by Charles J. Kerns, Certified Land Surveyor, which is recorded with that certain Deed recorded in Deed Book 175, Page 388.

TOGETHER with twenty (20) foot egress and ingress easement across Parcel A, as shown on Plat Book 3, at Page 196.

BEING the same property conveyed to Dennis A. Patterson and Frances R. Patterson, husband and wife, as tenants by the entirety, with the right of survivorship as at common law by Deed from Frances R. Patterson and Dennis A. Patterson, husband and wife, dated July 02. 1973, recorded September 28, 1973, among the Land Records of Gloucester County, Virginia, in Deed Book 175, Page 387.

The said Frances R. Patterson has since departed this life on January 12, 2024, thereby vesting fee simple title in Dennis A. Patterson, as the surviving Tenant by the Entirety. (As to PARCEL ONE AND TWO)

For informational purposes only: The improvements thereon being known as 6230 Allmondsville Road

Tax Map No. 31153

PARCEL TWO:

All that certain lot or parcel of land, together with all ways, easements, rights, privileges and appurtenances to the same belonging, or in anywise appertaining, located in Petsworth Magisterial District, Gloucester County, Virginia, lying to the West of State Route No. 662, as the same leads to State Route No. 618, but not fronting thereon, being on the York River and containing Sixty-Four (.64) hundredths of an acre. Substantially bounded as follows: North by the land of William A. Franklin and Isadora M. Franklin; South by the land formerly owned by Dr. W.M.T. Forrest; East by Lot A, 0.57 Acre, and, West by the low water mark of the York River. The hereinabove described land is set forth on the aforementioned plat of survey prepared by A.H. Andrews, whereon the said land is designated as “B” (0.64 ac).

BEING the same property conveyed to Dennis A. Patterson and Frances R. Patterson, husband and wife, as tenants by the entirety, with the right of survivorship as at common law by Deed from Lynnwood T. Dorsey and Doris T. Dorsey, his wife, dated July 11, 1968, recorded August 12, 1968, among the Land Records of Gloucester County, Virginia in Deed Book 150, Page 172.

For informational purposes only: The improvements thereon being known as 6230 Allmondsville Road

Tax Map No. 23000 and 10088

The sale will be held on the front steps of Gloucester County Circuit Court, 7400 Justice Drive, Gloucester, Virginia.

The Secretary of Housing and Urban Development will bid $977,806.57.

The Property is being sold in its “as-is, where-is” condition, without any warranty of any kind by the Secretary, HUD and/or the Foreclosure Commissioner.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit 10% of the successful bid in the form of a certified check or cashier’s check made out to the United States Secretary of Housing and Urban Development. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of 10% of the successful bid must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may, in his/her sole and absolute discretion, grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder.

There is no right of redemption, or right of possession based upon right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of sale as provided herein. HUD does not guarantee that the property will be vacant.

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed.

The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $974,287.09 as of September 14, 2026, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement.

Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.

Date: October 13, 2026

BUONASSISSI, HENNING & LASH, P.C.

FORECLOSURE COMMISSIONER

By: Richard A. Lash, Esq.

12355 Sunrise Valley Drive, Suite 650

Reston, VA 20191

TEL: 703-796-1341 Ext. 144

Fax: 1 (888) 252-7739

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Gloucester County Chesapeake Bay Preservation and Erosion Commission:

Notice is hereby given of a Gloucester County Chesapeake Bay Preservation and Erosion Commission hearing to be held Wednesday, November 18, 2026, immediately following the Wetlands Board hearing, which begins at 6:30 p.m. The meeting will be held in the Colonial Courthouse, Court Circle, Gloucester, Virginia. All interested parties are invited to attend the hearing and express their views on these matters. Citizen comments may also be submitted prior to the public hearing by two different methods:

An online form is available on the County’s website at: www.gloucesterva.gov/citizencomment. Please follow the instructions on the form to indicate your comments are for this specific public hearing.

Comments may be submitted by US Mail to County Administration, ATTN: PUBLIC HEARING, 6489 Main Street, Gloucester, VA 23061. Any mailed comments must include your name, your magisterial district, and the title of this public hearing clearly printed at the top, and all such comments must be received by the scheduled date of this hearing. Please type or print all comments legibly.

Comments submitted through one of these methods prior to the scheduled public hearings must be received by the County, no later than close of business on November 18, 2026, will be read during the public hearing.

“Form letters,” consisting of communications which are verbatim duplicates (other than the identifying information of the author/submitter) of one or more other communications received by the County pertaining to the matter to be considered at the public hearing or public comment period, shall be read only once per letter, along with the list of persons submitting the same comments pursuant to such “form letter.”

The following applications seeking a buffer modification to the required 100-foot resource protection area will be heard by the Chesapeake Bay Preservation & Erosion Commission:

CBPEC 26-31 Amy Stambaugh seeking authorization for after-the-fact construction of a 24′ x 24′ deck addition at Tax Map 12B(1)-3 in Gloucester County.

CBPEC 26-32 Edward & Rosalie Devlin seeking authorization for removal of an existing 512 SF pool and deck and installation of a 290 SF pool and deck 70′ further landward at Tax Map 51A(7)BK B-3 in Gloucester County,

Interested parties are invited to attend the hearing. Applications may be reviewed in the Environmental Programs Office, 6489 Main Street, Suite 235, during regular business hours.

Rachel Strawn, Chairman

Gloucester County Wetlands Board

Chesapeake Bay Preservation & Erosion Commission

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Gloucester County Wetlands Board: Notice is hereby given of a Gloucester County Wetlands Board hearing to be held Wednesday, November 18, 2026, at 6:30 p.m. The hearing will be held in the Colonial Courthouse, Court Circle, Gloucester, Virginia. All interested parties are invited to attend the hearing and express their views. Citizen comments may also be submitted prior to public hearing by two different methods:

An online form is available on the County’s website at: www.gloucesterva.gov/citizencomment. Please follow the instructions on the form to indicate your comments are for this specific public hearing.

Comments may be submitted by US Mail to County Administration, ATTN: PUBLIC HEARING, 6489 Main Street, Gloucester, VA 23061. Any mailed comments must include your name, your magisterial district, and the title of this public hearing clearly printed at the top, and all such comments must be received by the scheduled date of this hearing. Please type or print all comments legibly.

Comments submitted through one of these methods prior to the public hearing must be received by the County no later than the close of business on November 18, 2026, and will be read during the public hearing.

“Form letters,” consisting of communications which are verbatim duplicates (other than the identifying information of the author/submitter) of one or more other communications received by the County pertaining to the matter to be considered at the public hearing or public comment period, shall be read only once per letter, along with the list of persons submitting the same comments pursuant to such “form letter.”

The following applications will be heard by the Wetlands Board:

VMRC 2026-2129 Carolyn Patterson seeking authorization for installation of marsh sills, revetment and revetment rework, associated backfill and plantings at Tax Map 44-16 .

VMRC 2026-2151 Edward & Rosalie Devlin seeking authorization for installation of a riprap revetment in front of a failing bulkhead and associated backfill at Tax Map 51A(7)BK B-3.

VMRC 2026-2195 Terry & Stephanie Hunter seeking authorization for installation of a rock revetment in place of a failing bulkhead, rock spur, rock sill, sand nourishment, and associated plantings at Tax Map 51-189.

Interested parties are invited to attend the hearing. Applications may be reviewed in the Environmental Programs Office, 6489 Main Street – Suite 235, during regular business hours.

Rachel Strawn, Chairman

Gloucester County Wetlands Board

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NOTICE OF PUBLIC HEARING

MATHEWS COUNTY

BOARD OF SUPERVISORS

AN ORDINANCE TO AMEND THE MATHEWS COUNTY CODE TO ALLOW FOR “NEIGHBORHOOD DREDGING SPECIAL SERVICE DISTRICTS”

Notice is given that the Mathews County Board of Supervisors will hold a public hearing on November 19, 2026, at 6:00pm at the historic courthouse at 17 Church Street in Mathews County, Virginia, to receive public comment on the following ordinance:

AN ORDINANCE TO ESTABLISH A GENERAL REGULATORY FRAMEWORK FOR NEIGHBORHOOD DREDGING SPECIAL SERVICE DISTRICTS PURSUANT TO VIRGINIA CODE §§ 15.2-2400 ET SEQ., FOR THE PURPOSE OF FINANCING DREDGING OF CREEKS AND RIVERS TO MAINTAIN EXISTING USES AND PROVIDING RELATED FACILITIES AND SERVICES. THE ORDINANCE DOES NOT, BY ITSELF, IDENTIFY THE BOUNDARIES OF ANY PARTICULAR DISTRICT OR ESTABLISH A SPECIFIC DISTRICT TAX RATE. THE PROPOSED ORDINANCE WOULD PROVIDE FOR THE FINANCING OF NEIGHBORHOOD CHANNEL DREDGING THROUGH ADDITIONAL TAXES LEVIED WITHIN A SERVICE DISTRICT AND PROPERTY ACCESS CHANNEL DREDGING THROUGH INDIVIDUAL CONTRIBUTIONS FROM PROPERTY OWNERS. THE PROPOSED ORDINANCE WOULD AUTHORIZE THE BOARD OF SUPERVISORS, PURSUANT TO VIRGINIA CODE § 15.2-2403, TO LEVY ADDITIONAL TAXES UPON TAXABLE PROPERTY WITHIN A NEIGHBORHOOD DREDGING SPECIAL SERVICE DISTRICT TO FINANCE AUTHORIZED FACILITIES AND SERVICES. REVENUES WOULD BE RESTRICTED TO AUTHORIZED SERVICE DISTRICT PURPOSES AND SEPARATELY ACCOUNTED FOR.

The application, supporting documentation and ordinances pertaining to the public hearing are available for review at the County Administration Building, 50 Brickbat Road, Mathews, Virginia, Mon-Fri, 8:30 a.m.-4:30 p.m. Any written correspondence or telephone inquiries concerning these matters should be directed to the Administration Office, P.O. Box 839, Mathews, VA 23109, 804-725-7172 or emailed to

mcadministration@mathewscountyva.gov. Anyone needing assistance participate in the public hearings is asked to contact the Administration Office at 804-384-9924 in advance so that appropriate arrangements can be made.

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ORDER OF PUBLICATION

COMMONWEALTH OF VIRGINIA

VA. CODE §§1-211.1; 8.01-316, 317, 20-104 Mathews Circuit Court

PO Box 463 10622 Buckley Hall Road, Mathews, VA 23109

DARREN SHANE ANDERSON

v.

ELIZABETH ANN (HUDGINS) ANDERSON

Case No. CL26000303-00

The object of this suit is to: Obtain a Divorce on the grounds of one-year separation.

It is ORDERED that ELIZABETH ANN (HUDGINS) ANDERSON appear at the above-named court to protect his/her interests on or before January 13, 2027 at 9:30 a.m.

Entered 10-26-2026 by Jeffrey W. Shaw

Judge

Melissa R. Winters, Deputy Clerk

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REQUEST FOR PROPOSALS

Pest, Termite, and Moisture Control Services

RFP 27-010-SG

Gloucester County will receive sealed proposals for the subject work until 2:00 p.m. on December 3, 2026, in the Central Purchasing Department located at 6489 Main Street, Suite 324, 3rd Floor, Gloucester, Virginia 23061.

The purpose of this RFP is to solicit proposals from to establish a multi-term contract to provide Pest, Termite, & Moisture Control Services. The County reserves the right to make multiple awards from this solicitation and the use of the contracted firms shall be at the sole discretion of the County.

A copy of the solicitation may be obtained from Central Purchasing, 6489 Main Street, Suite 324, 3rd Floor, Gloucester, VA 23061, or by calling (804) 693-6235, downloaded from the County’s Central Purchasing website at www.gloucester.info/purch, or through eVA, Virginia’s eProcurement Marketplace www.eva.virginia.gov.

Savannah Gardner, VCA

Procurement Officer

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